Wayfair
UP TO 70% OFF | SUMMER FLASH SALE

$40 off your qualifying first order of $250+**$40 off your qualifying first order of $250+**

when you open a new account. Plus earn 7% back** in rewards on qualifying items across the Wayfair Family of Brandswhen you open a new account. Plus earn 7% back** in rewards on qualifying items across the Wayfair Family of Brands

when you open a new account. Plus earn 7% back** in rewards on qualifying items across the Wayfair Family of Brands

when you open a new account. Plus earn 7% back** in rewards on qualifying items across the Wayfair Family of Brands

Already a card member? Manage Your Account

Already a card member? link Manage Your Account

See if you pre-qualify.**See if you pre-qualify.superscript

Complete your project today.Complete your project today.

7% back** in rewards7% back superscript in rewards

Up to 60 months** financingUp to 60 months superscript financing

Unlimited rewards and flexible financing - the card made for every style, every home.

Wayfair Mastercard®

Wayfair Credit Card

Earn Rewards and more when you shop at Wayfair.

Earn Rewards and more when you shop at Wayfair.

  • Forty OffFree and automatic enrollment in Wayfair Rewards², plus no annual fee**CheckCheck
  • No Annual Fee$$40 off your qualifying first order of $250+** when you open a new account.CheckCheck

    • After your first order choose between two perks on each order:

    After your first order choose between two perks on each order:

  • Five percent back7% back** in rewards on qualifying items at Wayfair.ORUp to 60 months** financing with 5% back** in rewards on qualifying items at Wayfair.CheckCheck

    • Earn Wayfair Rewards everywhere else you shop**.

    Earn Wayfair Rewards everywhere else you shop**.

  • Groceries3% at grocery storesCheck
  • Online Purchases2% online purchasesCheck
  • Shop everywhere else1% everywhere elseCheck

    • Frequently Asked Questions

    Where can I use my Wayfair credit card?

    Do I have to choose which Wayfair credit card to apply for?

    How does applying impact my credit score?

    Is financing available with my Wayfair credit card?

  • 6 month* Financing on orders over $199
  • 12 month* Financing on orders over $799
  • 18 month* Financing on orders over $1499
  • 24 month* Financing on orders over $2999

    • I've seen a financing plan advertised in the past but can't find it now. Is it still available?

    How do I earn and redeem Rewards?

    If I close my Wayfair credit card, what happens to my Rewards?

    Can I use my introductory offer later?

    How will I receive my Wayfair credit card?

    Why can't I find my Wayfair Comenity credit card in checkout?

    How do I pay my bill or manage my Wayfair credit card account?

    How can I contact Citibank or Wayfair with questions?

  • Paying your bill
  • Registering for online bill pay and paperless statements
  • Requesting a replacement for lost/stolen cards
  • Adding authorized users (Mastercard only)
  • Obtaining a copy of your billing statement
  • Answering questions about your account
  • Answering questions about your bill or transactions, including financing transactions
  • Updating your account information
  • Requesting a change to your credit limit

    • What is a contactless chip card and how do I use it?

    As a Wayfair Professional member, am I eligible to apply for a Wayfair credit card?

    What will I earn if I have the Wayfair Credit Card? Can I earn rewards from both programs?

    I signed up for a Wayfair Family of Brands credit card after subscribing to the Wayfair Rewards paid membership. Will I get a refund?

    How will I know if my Wayfair credit card application was approved?

    **Rewards and Financing Detailssuperscript Rewards and Financing Details

    Introductory Offer:

    Introductory Offer:

    No Interest Financing if Paid in Full up to 24 Months:

    No Interest Financing if Paid in Full up to 24 Months:

  • 6 month* Financing on orders over $199
  • 12 month* Financing on orders over $799
  • 18 month* Financing on orders over $1499
  • 24 month* Financing on orders over $2999

    • *Financing up to 60 Months:

  • 9.99% APR for 36 months on orders over $1,599
  • 9.99% APR for 48 months on orders over $1,799
  • 9.99% APR for 60 months on orders over $1,999

    • 2Wayfair Rewards Membershipsuperscript Wayfair Rewards Membership

    Free Membership:

    Free Membership:

    New Here? Grab 10% Off Your First Order.

    Get 10% off one qualifying order, up to $150, on wayfair.com. Promo code expires seven days after issuance and is valid on a customer’s first order only. Offer subject to full terms and conditions.

    You will receive offers from Wayfair in accordance with our Privacy Policy. Unsubscribe at any time. Terms & Privacy

  • Wayfair Professional
  • Wayfair Cash Registry
  • Wayfair Credit Card
  • Product Collections
  • Investor Relations
  • Advertise With Us

    • Customer Service

  • Wayfair Accessibility Statement

    • Customer Service

    Open. Closes at 11:59 PM EDT.

    Shopping Assistance

    Open. Closes at 11:59 PM EDT.

  • Your Privacy Rights & Choices

    • Your unique web-ID verification code: 640 339 453

    © 2026 by Wayfair LLC, 4 Copley Place, 7th Floor, Boston, MA 02116

    Cart

    Your cart is empty

    Add items to get started